Hello, I’ve been thinking about applying for a business loan, but I’m honestly not sure if it’s the right time. A few years back, I took out a small loan to expand my side hustle, and while it did help with some immediate cash flow, I also felt like I was constantly trying to play catch-up with the repayments. Now, my business is growing again, but I’m hesitant. Does anyone have experience with this? What should I consider before diving into another loan?
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I’ve been seeing more and more discussions about business loans lately. It seems like they’ve become a pretty standard part of running any growing business. I haven’t personally taken one out, but it’s interesting to see how people approach it differently depending on their situation. Hope you guys find the answers you're looking for!